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Penticton Real Estate Financial Resources

Buying a residence can be a stressful experience. You will experience a roller coaster of emotions while finding the right place, securing the loan, and finally moving in. For most of us, the first time home purchase is the largest investment we’ve ever considered. The emotions of purchasing something so expensive and personal can often cloud our business judgment. Here we have compiled some information and resources to help you get started, but remember to always consult a real estate professional for the right advice.

Checklist

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Relevant Mortgage Terminology

Amortization

Annual Percentage Rate (APR)

Application

Appraisal

Appraiser

Assumable Mortgage

Borrower

Building Code

Budget

Cap

Certificate of Title

Closing

Closing Costs

Condominium

Conventional Loan

Credit History

Credit Bureau Score

Default

Delinquency

Down Payment

Equity

Fair Market Value

Foreclosure

Home Inspection

Homeowner's Insurance

Interest

Interest Rate

Lien

Loan

Loan Fraud

Loan-to-Value (LTV) Ratio

Lock-in

Mortgage

Mortgage Broker

Mortgage Insurance

Offer to Purchase

PIT

Pre-Approved

Pre-Qualify

Prepayment

Principle

Real Estate Agent

REALTOR®

Refinancing

Surveyors Certificate

Title Insurance

Title Search

Underwriting

Pinnacle Award
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